Banking Evolution in Florida: Bank Market Share / by Mauricio Abela

Banks with > 50 Branches

  • Bank of America: Opened 9 new branches but closed 49, focusing on expanding to new markets (Alabama, Louisiana, Nebraska, Wisconsin) and consolidating existing ones.

  • BankUnited: Closed 15 branches and opened 3, mostly concentrated in Florida.

  • Centennial Bank: Maintained stability with 4 openings and 5 closings.

  • Chase Bank: Aggressively expanding with 13 new branches and 14 closures; plans to open 500 new branches by 2027.

  • Fifth Third Bank: Opened 25 and closed 9 branches, focusing on expanding in the Southeast.

  • PNC Bank: Closed 16 branches but plans to open 100 new branches by 2028.

  • Regions Bank: Rebalancing with 4 openings and 13 closures, emphasizing digital services and branch redesigns.

  • Seacoast National Bank: Significant expansion with 38 openings and 15 closures, focusing on high-growth markets.

  • South State Bank: Preparing for a major expansion through acquisition.

  • TD Bank: Opened 14 branches with minimal closures, planning to open 150 new branches by 2027.

  • Truist Bank: Significant consolidation with 132 closures and 12 openings post-merger.

  • Wells Fargo: Struggling with regulatory issues, resulting in 60 closures and 10 openings.

Banks with < 50 Branches

  • Amerant: Focused on South Florida and Tampa, with 4 openings and 3 closures.

  • Flagstar Bank: 26 openings and zero closures, uniting branches under one name.

  • HSBC: Exiting retail banking in the U.S., planning to convert remaining branches to "international wealth centers."

  • United Community Bank: Actively expanding through mergers and acquisitions, adding significant assets and branches.